Vivocare, latest plan launched with coverage for early stage dread diseases , intermediate and advance stage dread diseases. There will be progressive payment for various stage of disease which can meet some cost of disability. Example, carcinoma in-situ , early stage cancer diagnosed is paid.
BENEFITS AT A GLANCE
■Covers an extensive range of 74 medical conditions for Early, Intermediate and Advanced stages of Dread Diseases1
■Comprehensive coverage against Total and Permanent Disability (TPD)
■First insurer with 3 times coverage for death and terminal illnesses before age 65 (last birthday)7
■Extra coverage4 for Angioplasty, Diabetic Complications, Severe Osteoporosis and Severe Rheumatoid Arthritis
Bluff one
My Motorcycle Yamaha Fazer 6 S2
Me and my mean machine
Great Wall of China
To Plan According to Client's Needs and not Wants
My mission statement sounds a little strange. I started as an insurance agent since 9th September 1988. I met many clients who bought insurance plan or have bought an insurance plan but did not fully understand what they have or how that insurance plan can benefit them and their loved ones. Of course, there are also those who know exactly what they need. I felt the most impact each time I handle a claim. This is the saddest part of my job. Such claims constantly reminds me of my responsibility towards planning to meet my clients' needs.
My Recent Claims Settlement
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- 1. Hysterectomy - Living Policy (ex-gratia 20% payment while other company's similar dread disease plan does not admit this client's claim) 2. Primary Arterial Hypertension - Living Policy for $217,000 3. Nasal Cancers, Breast cancers, heart attack - Living Policy 4. Brain Tumour for PTD 5. Acute Aplastic Anaemia ( bone marrow transplant with chemo treatment ) - Enhanced Incomeshield 6. Angioplasty - stenting 7. Lost of life - DPS due to cancer 8. Kidney dialysis - Incomeshield 9. Stomach cancer - Flexilink 10. Stroke - Flexilink 11. Cardio-respiratory failure 12. Accidental death 13. Assist in DPS claim 14. Assist in claims for Cervical spondylsis - PTD, Liver cancer, breast cancer and lung cancer for Group Insurance, 15. DPS-Dependent Protection Scheme Permanent Incapacity, 16. ElderShield,etc, 17. Colon Cancer
Blog Archive
Nice to be missed by the kids
My Family
Daughter Esther Phua's SMU Commencement 2010
Cactus Flower
This is a real cactus flower that bloom on 14th April 2007
My late father ( left )
Possibly the original "Phua Chu Kang"
Clifford Pier
Clifford Pier in the 60's
Fullerton Building
Fullerton Building in the 50's
Great World amusement park of the 50's
Just look at the lady's dressing of yesteryear
It's me, Thomas Phua
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