IP Standard Plan pro-ration factor

I like to  raise a question - Does pro-ration factor for outpatient treatment in private institution applies to outpatient Kidney Dialysis treatment ?

It is written “One advantage of having an IP is the higher amount claimable for kidney dialysis. The standard B1 plan pays up to $2,750 a month for this while MediShield Life pays only $1,000. This is an important consideration if your income bracket does not qualify you for subsidised treatment.”.

 In the plan itself, there is a pro-ration of 65% when patient goes for outpatient treatment in private institution.

Is the above statement correct?

In Singapore all kidney dialysis are run privately unless it is done in hospital.

The old Plan A & B migrated from CPFB has no pro-ration factor, but most “as charge” today  plan has this pro-ration factor for treatment in private institution. 

I am trying to bring about the point that kidney dialysis the public has no choice to go to a “restructured kidney dialysis’ centre unless is done as inpatient in restructured hospital.

The pro-ration factor will not help people who are caught in kidney dialysis needs. I was told pro-ration will apply unless is done at VWO centres like NKF or KDF but is subject to means test.

If I am correct on this pro-ration for kidney dialysis unless there are alternatives, pro-ration factor should not apply for outpatient kidney dialysis.