Happy New Year 2008

The year 2007 has gone into history as we stepped into year 2008.

2008 begin a new challenge for all of us as we move forward leaving behind the past.

Insurance agent's existence is based on meeting the sales target annually, well, at least I know I will still be around for year 2008 to work for my existence in 2009. I will always strive to remain in this business as far as I can. Your continue support and referrals will be helpful to me.

I may not be able to meet most of your service expectation, and will surely be lacking in service in some areas, thank you for bearing with me, and I do apologise for my lapse in service some time.

Should you need to look into any plans for the year, please do not hesitate to contact me.

Your referrals to me all these years have been helpful in helping me to meet my annual sales requirement.

May I take this opportunity to wish you and family, joy happiness and good health.

Review your Personal Accident Riders and H&S Riders

I met up with a friend who shown me his life policy taken 31 years ago.

The wholelife policy issued by Company A, has a RCC, a Personal Accident Rider with it.

He was insured $50,000 for accident death and partial disablement and premium is $117.50.

You may think this premium is cheap, but 31 years ago, he has been paying faithfully until today.

Some products are simply cheaper today and coverage is wider.

Ntuc Income Personal Accident Policy with $50,000 for accident death and partial disablement with $1000 medical included is only $35 per year in premium.

Click Personal Accident to take a look.

If you wish to cover 14 infectious disease to include SARS, Bird Flu, Dengue Fever, etc, click PAID

The other rider worth reviewing is Convertible Term and Term riders.

If you have a Hospital & Surgical Rider and has no existing illness now, it is also better to look at Enhanced Incomeshield Plans that covers one wholelife.

Click at the hyperlink and make a comparison.