Wednesday, April 8, 2009

Cactus Flowers

Bloomed on 24th March 2009

Tuesday, April 7, 2009

This morning, I read the papers and saw a client in the orbituary, he is age 70.

Just last month, he called me, to do a travel insurance for him and his wife to visit his son in Taiwan.

He has always been a jovial and positive person. Happy and feel blessed to have a good family.

He will make me a cup of coffee whenever I visit him and we will have a good chat.

Goodbye Henry, I will miss your cup of coffee.

Friday, April 3, 2009

Do your Shield Plan proper before a routine checkup

Before you do start to do any routine regular checkup, say from age 40 or 50 onwards, for chronic diabetes or ladies to start to do mammogram , do ensure that your medical plans are already properly in place or upgraded to proper Shield Plans before doing any such routine regular checks. Reason being if anything is fished out, it will be too late to do upgrade or the plan, as exclusion will be imposed on existing conditions.

Or if you are considering to review the critical illness plan, do it before such routine check. I am not saying anything will surely happen during a routine check, but do ensure all necessary plans are reviewed before doing such milestone checks.

Here is a lament of normal routine check -
"I should have upgraded my medical insurance plan last year to Plan A or even Plan P. Sigh…delayed and ended up may not be able to do so. What has happened to me? You know, I did my mammogram last Dec 28 and got a very unpleasant result on March 09. It says that my mammogram shows some changes and requires further investigation and it was during the CNY period. So damn worry and instead of going back to the Health Science Authority – Breast Screening Centre, I went to my company’s doctor. Was sent to do a re-scan and ultrasound. The re-scan mammogram was ok but the ultrasound shows some small nodules and one small cyst. Thus doctor sent me to a SGH specialist and she said that I should have gone back to HAS because they will just do another mammogram which is quite common for a lady of reaching 50. Now, it is not for the mammogram but ultrasound that I have to go back in 6 months’ time for a review"