Wednesday, March 11, 2009

Confirmed - Successful liar wins !

CONFIRMED.

I got a client who met with an accident, and TP (the other party) lied and turn the report from minor road to main road situation when TP came out of minor road to hit OI (my client)'s car.

TP report it as parallel on main road and sued OI, and instead of being at fault, it become 50-50. Well, in the court of law, the judge see it as one man's word against the other.

SUCCESSFUL liar wins ! Does that mean judge is being misled and insurers are suckers?

Well, this world has many who has no integrity, when come to accident, their moral integrity is just down the drain. Of course, there are also those honest one and it make things easier for all.

My advice to my client is always report with integrity and we will assist.

Who is the greatest crook? First, the liar, then the workshop who probably taught the lady to lie, and then engage lawyer who acted to fight the case in court.

Who is the loser? All policyholders, as more fees has just been paid to the lawyer and workshop for the claims. Not the fault of the insurer, but the liar and surely something is wrong with the claims framework.

Wednesday, March 4, 2009

Successful LIAR can win accident claim

I noticed some time successful LIARS win a claim when they file an accident claim.

We can see that in an accident, integrity of a person went down the drain, even in situation when a victim died. They will lie until case is over.

It is very sad and very unfair to the deceased family members having to file civil suit.

There is no penalty for one filing such false report, even after investigation found them guilty and report is incorrect and pack of lies.

Problem is they normally got a fine and insurer pays the damage.

Worst, some time the LIAR is successful and win the case as well.

If the law will punish the liar motorist if found to be making false report, I am sure more motorist will not dare to lie in reporting.

Something is wrong with this aspect of accident reporting that the law should come hard on liars and people will think twice about twisting reports.

Perhaps GIA should work with the police on this aspect of false report, if proven.

Sunday, March 1, 2009

Do not forget to put on seat belt when driving in Malaysia

The Malaysian traffic police have their eyes wide open to catch your rear sear passengers for not wearing seat belts. It is by per passenger that they will be fined. And obviously, you know how to get out of the situation. So beware if you are driving in Malaysia, do not forget to buckle up. By law, they are doing their duty but.....why risk getting fined.

Seat belt rule in Malaysia is harsher than what I thought - Jail term 1 year
(From their press release found in internet)

PETALING JAYA, MALAYSIA: The Road Transport Department (JPJ) and police will start issuing summonses from Jan 1 to all passengers for not wearing their rear seat belts.JPJ director-general Datuk Solah Mat Hassan said vehicle owners and passengers would be given a six-month grace period during which they would only be issued a compound of RM300 for not wearing their rear seat belts.

From July 1, drivers and passengers caught not using their seat belts would have to pay a fine of up to RM2,000, serve up to one year's jail or both under the Road Transport Act, said Solah.