Important to cover the Deductible and Co-insurance gap

All Shield Plans has Deductible and Co-insurance, one should understand the impact of these and takes up appropriate rider to cover the gap.

For those who may have employer medicable benefit, they may not think this is necessary, but if sixth sense tells you some illness is befalling, please consider to have such rider in place.

Incomeshield Plus Rider is one such rider, for Incomeshield Plan.

Other insurers have their own rider plan to be offered as well.

My advice is to cover the gap.