CPF interest credited on 31st Dec 2012.
If one is prudent and not very ambitious, contented with a roof over the head, the interest derived from CPF after retirement can be quite comfortable if CPF Board continue to provide interest at current rate or better.
The Sheikh
Dubai 2014
My Motorcycle Yamaha Fazer 6 S2
Me and my mean machine
Great Wall of China
To Plan According to Client's Needs and not Wants
My mission statement sounds a little strange. I started as an insurance agent since 9th September 1988. I met many clients who bought insurance plan or have bought an insurance plan but did not fully understand what they have or how that insurance plan can benefit them and their loved ones. Of course, there are also those who know exactly what they need. I felt the most impact each time I handle a claim. This is the saddest part of my job. Such claims constantly reminds me of my responsibility towards planning to meet my clients' needs.
Nice to be missed by the kids
My Family
Daughter Esther Phua's SMU Commencement 2010
Cactus Flower
This is a real cactus flower that bloom on 14th April 2007
My late father ( left )
Possibly the original "Phua Chu Kang"
Clifford Pier
Clifford Pier in the 60's
Fullerton Building
Fullerton Building in the 50's
Great World amusement park of the 50's
Just look at the lady's dressing of yesteryear
It's me, Thomas Phua
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