I have always advised my clients to report the facts of an accident.
Report with integrity and let the insurer take care of the liability.
Some motorist simply has no conscience in reporting or even are rude and unreasonable during an accident.
In such case, just report accordingly and leave the liability to insurer to handle, there is no need to headache over the matter.
In some case, the other party is a professional liar and could win the case, no choice, in life we meet some of such devil.
Just bear the injustice.
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