Will CPF Board look at DPS Permanent Incapacity clause?
Life insurance plan covers on PTD or TPD, total permanent disability. When insured lost the use of two limbs and on wheel chair, will be considered as PTD.
Same condition, claim will not be paid... as DPS's definition is Permament Incapacity, meaning one must not be able to continue to earn a living. Wheel chair bound insured, is not deemed as Permanent Incapacitated.
This is really not fair to those of us insured on DPS. Should not DPS follow PTD term and condition for disability?
I have posted CPF Board this question. Will they give an answer on this?
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